RothWise Terms of Service

Agreement and eligibility

Last updated: November 11, 2026.

These terms govern your use of RothWise. By using the service, you agree to these terms. You must be at least 18 and authorized to act for any organization or clients whose information you enter.

Accounts and permitted use

Keep your account credentials secure and your account information accurate. You are responsible for activity under your account and for obtaining any permission needed to use client information.

Use the service lawfully. Do not interfere with security, access another user's data, misuse the service, or copy or resell the software without permission. You retain rights to information you provide and allow us to process it to deliver the service.

Trial, plans, and payments

The 14-day trial requires a credit card. Unless you cancel before the trial ends, paid billing starts automatically for the selected plan and billing interval at the price shown at checkout.

Current advertised pricing is $89 per month or $890 per year. Applicable taxes and payment terms are shown at checkout. Stripe processes payments and manages billing information. Subscriptions renew automatically until canceled.

You can manage billing or cancel through the account's billing controls and Stripe customer portal. Cancellation stops future renewal; access generally continues through the current trial or paid period. Cancellation does not automatically refund prior charges. Refund requests are reviewed subject to applicable law.

We may change future prices with notice before they take effect. Any change does not alter charges already paid for the current billing period.

Planning illustrations, not professional advice

RothWise is a planning and presentation tool. Its educational content, calculations, projections, and AI-assisted responses are estimates, not tax, legal, or investment advice. Results depend on inputs, assumptions, current law, and limitations of the model.

No result, investment return, tax saving, client outcome, or business outcome is guaranteed. Verify inputs and outputs independently and consult qualified professionals before making decisions. Advisors remain responsible for their recommendations, regulatory duties, and client communications.

Client information and privacy

Saved client profiles and analysis inputs can remain in your account after a session ends. Use the application to delete profiles you no longer need. Our Privacy Policy explains data handling, analytics, service providers, and retention.

Do not submit information you are not authorized to use. You are responsible for the accuracy and lawful use of your data and for retaining any records your professional obligations require.

Ownership and third-party services

RothWise and its software, design, and content remain the property of their respective owners. Your subscription grants permission to use the service, not ownership of it.

Payments, scheduling, analytics, and other connected features may use third-party services subject to their own terms. We do not control third-party availability or decisions.

Availability, suspension, and termination

We may update or interrupt the service for maintenance, security, or operational reasons. We may restrict or suspend access for nonpayment, misuse, security risks, or violations of these terms. You may stop using the service and cancel your subscription through billing controls.

We do not promise uninterrupted access or results without errors. Subject to applicable law, the service is provided as is and as available, without warranties of merchantability, fitness for a particular purpose, or noninfringement.

Liability and governing law

To the extent permitted by law, we are not liable for indirect, incidental, special, or consequential losses, including lost profits, lost data, or losses from reliance on illustrations. Our total liability arising from the service is limited to the amount you paid for it in the 12 months before the claim. These limits do not exclude rights or liabilities that cannot lawfully be limited.

Michigan law governs these terms, without regard to conflict-of-law rules, except where mandatory law requires otherwise. Please contact us first about a dispute so we can try to resolve it.

Changes and contact

We may update these terms and will post a revised date. Material changes affecting ongoing subscriptions will be communicated as appropriate. If a provision is unenforceable, the remaining provisions continue to apply.

For privacy questions, data requests, account questions, or legal notices, write to SBC Social Marketing LLC operating RothWise, 2 Fulton St W, Grand Rapids, MI 49503, United States. Include enough information to identify your account, but do not send passwords or sensitive client financial details.